Payments infrastructure

Payments infrastructure for underserved businesses.

Payments
infrastructure
for
underserved
businesses.

One platform for pay-ins, treasury, and pay-outs. Built for the businesses everyone else overcharges or ignores.

Settlement
up to T+0
Currencies
40+
Accepts
Pay
Pay
pix
iDEAL
Alipay
WeChat Pay
+ more
dashboard / overview
Treasury balance
$12,480,231
+2.4%
Volume · 24h
$1,892,440
+11.2%
Recent transactionslive
RefMethodAmountStatus
tx_9004Apple Pay$148
Approved
tx_9003Visa · 4242$1,240
Approved
tx_9002Mastercard · 5318$2,176
Settled
tx_9001PIXR$2,150
Settled
Live · synced
v 4.2.1
The problem

Payments shouldn't be the hardest part of your business.

01
Fragmented infrastructure
Separate providers for accepting, holding, and sending money. Reconciliation is manual and fees compound.
02
High fees
Businesses classified as high-risk pay 3–5x standard rates. Pricing is opaque and rarely improves with volume.
03
Months to launch
Onboarding takes quarters, not weeks. Contracts are inflexible, and most providers are off-limits.
The platform

Three products. One stack.

1.0

Pay-ins

Accept globally across cards, wallets, and local methods like Apple Pay, Google Pay, Cash App, Alipay, WeChat Pay, PIX, iDEAL, and SEPA. Smart orchestration across acquirers and methods so payments succeed where others decline.

Orchestration · live
Routed today · 4,829,331
Mintcash orchestrates each payment across multiple acquirers in parallel and selects the lowest-rate accepting route.
Supported methods
VisaMastercardAmexApple PayGoogle PayCash AppAlipayWeChat PayPIXiDEALSEPA+75 more
2.0

Treasury

Hold and convert across 40+ currencies at interbank rates. Settle to stablecoin for instant cross-border payments and treasury movement. Multi-currency accounts and full visibility from one dashboard.

Treasury balance
Live
$13,121,280
+2.41% · last 7d
$USD
8,402,150.22
EUR
3,128,904.40
£GBP
812,332.10
S$SGD
402,180.00
Convert · Interbank
USD EUR0.9234
3.0

Pay-outs

Send to anyone: users, creators, partners, workers, suppliers, or wallets. Bulk, scheduled, or instant, across rails and geographies.

Pay-out queue
4 scheduled
AR
Anya R.ACH · Today
Routing$1,200
MD
Marco D.SEPA · Today
Queued€840
SK
Saito K.Wire · T+1
Queued$3,400
CW
Chen W.Wallet · Instant
Queued$640
4 in flight · streaming
Why Mintcash

Built to say yes, fast.

Faster onboarding, transparent pricing, and humans behind every decision. So you can ship payments in days, not quarters.

Transparent pricing

Fees you can model. No hidden FX margins.

One integration, full stack

Pay-ins, treasury, and pay-outs from a single API.

High approval rates

Smart routing across acquirers and methods.

Real underwriting, fast decisions

Talk to people who can say yes, in days, not quarters.

Compliance, handled end to end

KYC/KYB, sanctions screening, and live transaction monitoring built into every flow you launch.

Direct support, not a ticket queue

A shared channel with engineers who built it.

Coming soon

More on the way.

Early access is open. Talk to us to be one of the first.

Coming soon
GBVirtual IBAN
GBP
GB29 NWBK 6016 1331 9268 19
BIC
NWBKGB2L
Holder
Mintcash × Acme Ltd
Active
Virtual IBAN

Accounts in your name. Or your customers'.

Issue dedicated IBANs in EUR, GBP, and USD, under your business name or each of your customers'. Inbound transfers reconcile automatically against invoices.

Coming soon
Mintcash
•••• •••• •••• 4242
Valid thru12/29
Virtual Card issuance

Issue branded cards instantly.

Single-use or recurring, with spend controls, real-time auth, and full transaction visibility for teams, partners, or customer programs.

Pricing

Pricing that scales with you, not against you.

Volume-based rates, no setup fees, no hidden FX spread. Clear terms, reviewed quarterly.

Sample model
Indicative
  • Per-transaction pricing, disclosed up front
  • Interbank FX, no hidden margin
  • Volume tiers reviewed each quarter
  • Same rate across pay-ins, treasury, pay-outs
Custom terms · NDA on request
Get in touch

Ready when you are.

Tell us about your business and your volume. We'll respond within one business day.